All businesses that offer services and products for which clients have option of online payment are required to adhere to the PCIDSS rules. PCIDSS stands for Payment Card Industry Data Security Standard. The PCI DSS provides the basis for protection of personal and bank information of clients in order to ensure safe and reliable online payment transactions. The increasing number of online payment transactions certainly increases the risk of attacks and theft of personal and bank information that can be misused and cause important damages. The body that has drafted the standard and is in charge of its proper application is the PCI Security Standards Council. This Council has set a checklist of rules, and it’s called a PCI compliance checklist. It has been put together in order to facilitate the implementation of the standard and to help companies in their operations.
The standard is being constantly modified, and currently the businesses are relying on the PCI DSS 2.0 version, in order to respond to the increasing danger of unauthorized access to confidential information and to fight sophisticated methods of theft and misuse of personal information. In order to assist online vendors and organizations that use online payment options, the PCI Security Standards Council issues different types of rulebooks and documents. The PCI compliance checklist is the bible on online vendors and it includes strict directions and recommendations aimed at ensuring highest level of protection of clients’ personal and bank information. It includes directions and recommendations regarding the installation and the usage of firewall that should protect the traffic between public networks and information contained on debit and credit payment cards. The checklist also prescribes strict rules about the access to sensible customers’ personal and bank information to only few people, as well as proper physical protection of the computers and servers where clients’ personal and bank information and stored etc. These were only part of the rules contained on the checklist. If you want to know more about PCI standards, regulations and guidebooks, we recommend visiting the official web site of the PCI Council.
It's not all about the ceeling 